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CIS Commercial Insurance Services LLC

Homeowners Association Insurance, Master Policy and Commercial Property Insurance

California Department of Insurance License #OH 23459

Located in Sacramento servicing Sacramento, Stockton, Santa Rosa and surrounding areas

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Homeowners Association Insurance

When you find yourself in need of homeowner's association insurance, you need to visit the commercial insurance agents at CIS Commercial Insurance Services LLC. We'll leverage our expertise to secure manageable premiums and make sure you only pay for the coverage you need.

Acquire protective homeowner's association insurance and peace of mind with the help of our agents. Call us at (916) 385-0662 to schedule an in-depth consultation.

CIS Commercial Insurance Services LLC: Your First Choice for Affordable HOA Insurance

Homeowner's association insurance shields your association's members from legal and financial repercussions in case of injuries, accidents, or property damage within areas managed by your organization.

This specialized type of insurance provides essential protection for common areas and shared facilities such as:

  • Parks
  • Pools
  • Lots
  • Community buildings
  • Gyms
  • ...and more

Securing reasonable premiums for your HOA insurance is a priority for us. Leveraging our position in the insurance market, our insurance agents can access the best carriers and negotiate competitive rates on your community's behalf. Through established relationships with reputable insurance carriers, we work hard to negotiate favorable terms, ensuring your community organization gets the best value for the coverage provided.

Only Pay for the HOA Coverage You Need

As an organization based on ensuring community well-being, your protection against liability and risk is essential. Identifying the risks and liabilities that could potentially impact your community requires specialized knowledge and a great deal of research. Thankfully, this is where our commercial property insurance agents shine.

We do everything from implementing risk management practices to comparing carriers to contribute to lower premiums. We work with associations to identify and address potential risks, demonstrating to carriers that your community is a responsible and low-risk investment.

Our Insurance Agents Practice Customization

As seasoned commercial insurance agents, we know homeowner's association insurance isn't a one-size-fits-all solution. We understand that each community has unique needs and liabilities, and that is why we go the distance to customize insurance to your needs.

Our tailored coverage options include:

  • Enhanced property coverage
  • Increased liability limits
  • Events and gatherings coverage
  • Coverage for amenities (i.e., Lakes, golf courses)
  • ...and more

We'll make sure that your insurance policy reflects your needs. Contact our offices for an adjustable and affordable policy that protects you today, tomorrow, and for years to come.

Claims Management Expertise Courtesy of Our Insurance Brokers

Our proficiency in claims management is a cornerstone of our service. When faced with a claim, we navigate the complexities with precision, swiftly and efficiently mitigating the financial impact on your association. Our track record of responsible claims management safeguards your community's finances and has a positive ripple effect, potentially influencing future premium rates favorably.

Annual Insurance Policy Reviews: Tailoring Coverage to Evolving Needs

Regular scrutiny of your insurance policy is integral to ensuring ongoing alignment with your community's dynamic needs. Our experts conduct thorough annual policy reviews, assessing current coverage against emerging risks and opportunities. This proactive approach guarantees that your policy remains comprehensive.

Learn More About Community Association Insurance Today

Call our commercial insurance agents today to learn more about HOA and community association insurance. Our phone number is (916) 385-0662, and we look forward to hearing from you.

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